Commercial Credit Score

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Predict the likelihood of payment delinquency

The Commercial Credit Score predicts the likelihood that a company will pay its bills in a severely delinquent manner (+90 days past term), or obtain legal relief from creditors, or cease operations without paying all creditors in full over the next 12 months, based on the information in D&B’s files. A severely delinquent firm is defined as a business with at least 25% of its payments slow and at least 10% of its payments 90 days or more past due.

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D&B predictive scores can be used to automate decisions. Our models are developed using the latest statistical and modeling techniques to select and weight the data elements that are most predictive of severe delinquency. The resulting Commercial Credit Score model is a mathematical equation that consists of a series of variables and coefficients (weights) that have been calculated for each variable.

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